Another attempt at using a Poser figure in an image.

Cassie and the bed were rendered out together with a mask image from Poser. These files were then pulled into PhotoPaint.

Everything else was created in PhotoPaint. The window view is from stock photos with a clipping mask.

The "Oil Paint" effect was created by using the bitmap trace function in Xara. I have found that by playing around with the settings, it is possible to get an effect that looks better than any of the "Oil Paint" filters that I have used.